I operate independent of most insurance companies; however, I will work with you so you get the most from your insurance benefits. See the options that follow to determine what might work for you.
- If your PPO health insurance authorizes the use of Out-of-Network providers, I can provide you with a receipt, aka superbill, documenting payment of your treatment, which you would submit to your health insurance provider for reimbursement.
- To determine if using an Out-of-Network therapist is an option within your policy, please contact your insurance company and ask the following questions:
- Does my insurance policy maintain separate deductibles for Out-of-Network mental health providers? If so, what is my Out-of-Network mental health deductible?
- What percentage of the Out-of-Network provider service fee will be reimbursed for my mental health services?
- What is the process for obtaining reimbursement? Where do I submit the superbill?
- Is there a limit on the annual number of sessions covered for mental health services?
- Can you provide documentation that explains which diagnoses for children are reimbursed and if there are service exclusions related to any of the diagnoses?
- I accept reimbursement from California Victims of Crime Compensation. At the beginning of therapy, please present written confirmation that you have been accepted into the program, assigned a record number and the dollar amount of service that has been approved. Please bring billing information for any other health insurance your child and family maybe covered under.
- Private pay is when you pay for your services directly, typically $185 per 55-minute session. Private pay allows me to work with your child and family without having to share any diagnoses. Your child’s information will not be sent to a third-party insurance company.
- Health Spending Accounts (HSA), Flexible Spending Accounts (FSA) or a Health Reimbursement Arrangement (HRA): You may choose to pay using your employee HSA/FSA/HRA. Services are tax-free and there is no requirement to submit your child’s documented diagnosis for you to receive reimbursement. Please check with your HSA/FSA/HRA company to confirm mental health therapy is an eligible service.
- Single Case Agreements are often approved by insurance companies for therapists who are not paneled providers, so long as they provide “a specialized treatment” that is not otherwise available to you through a provider on your insurance plan. I specialize in providing mental health and behavioral therapy to very young children, including using Parent-Child Interaction Therapy (PCIT). What makes PCIT a specialized treatment is that it is curriculum driven and evidence based. Furthermore, PCIT actively addresses the parent-child dyad in-the-moment, identifying and shaping parenting skills specific to the unique needs of the child. I can help you prepare for a conversation with your insurance provider to make this request.
- For clients that demonstrate a financial limitation I will consider available sliding scale opportunities. I believe in the availability of quality psychological services for everyone, including full time students.